COMPARISON

HONDA VARIO ESP VS YAMAHA NMAX ABS

N: I'm frustrated, I feel now I'm often late coming because my motorcycle that I use is not comfortable

Z: Yeah, I often see you late now. Why ?

N: My motorcycle is not so fast. because the mecine capacity is only 125 cc. do you have any suggestions?

Z: How if you buy a new motorcycle with a higher capacity ?

N: Good idea. Do you have any suggestion which motorcycle I should buy?

Z: I suggest you to buy Honda Vario ESP.

N: But I want to buy Yamaha NMAX ABS. Why are you suggesting that?

Z: Because Honda Vario ESP is more fuel-efficient than Yamaha Nmax. Suitable for colleger like Us.

N: That's good. But, the mechine capacity of Yamaha NMAX 5 cc is bigger than Honda Vario. So NMAX is faster than Vario.

Z: But, because you're a woman. I think Vario is more suited to you because vario is 18 kg lighter than NMAX. I'm afraid you'll fall because women are not as strong as men.

N: That's true. But I still choose NMAX because the design is more luxurious than Vario. And also the baggage capacity is greater than Vario.

Z: Are you sure, You are still choose NMAX ? eventhough, the price of Vario is cheaper than NMAX. However, if You resold the price of vario will be more expensive than NMAX.

N: Are you serious?

Z: Yes. Because only with twenty million five hundred thousand rupiahs You can get a new Vario.

N: I'm getting interested to Vario. What about the colour variant?

Z : Vario has more colour variants than NMAX.

N: Really? Okay thanks for your suggestion. It’s really help Me. I will discuss with My parents first.

Z:You’re welcome. Nida, the break time is up. Let's go to class.

Bussines Trip In Abu Dhabi, United Arab Emirate

Bussines Trip In Abu Dhabi, United Arab Emirates

I am a marketing manager of Louis Vouttion Fashion Company headquartered in Paris, French.

On December 20, 2017. Our company will open a new branch office in Abu Dhabi, United Arab Emirate. I as the head office marketing manager is appointed to represent the company in the inauguration event as well as to louncing our latest product namely, bags Louis Vuitton Montaigne Series 03VL1355 Semi Premium.

During my business trip at Abu Dhabi, I am not alone. I will be accompanied by my personal secretary and also a tour guide. I am going on a business trip to Abu Dhabi for 3 days from 20 December to 23 December 2017.

While in Abu Dhabi, I will stay at Bab Al-Qasr Hotel. I chose this because the location near Marina Mall, Abu Dhabi where the inauguration ceremony and lounce of new products will be held.

While in Abu Dhabi, my secretary has set up a croweded work schedule for me. The first day, after arriving in Abu Dhabi and a short break at the hotel, my business trip started immediately with the opening of an LV outlet and louncing a new product at Marina Mall. The event will start at 10:00 AM - 12:00 AM. The second day, my activities were to monitor LV sales outlets at Marina Mall Store and The Galleria Store. Then countinued with a business meeting with Mr. Ahmed from Spring Advertising L.L.C to discuss LV advertising. And then, in the afternoon I have a private meeting with Indonesian Ambassador in the Indonesian Embassy of Abu Dhabi. And on the third day, it's free time. I plan to visit Yas Marina Circuit which is the world's most luxurious circuit and walk on Hamdan Street to search souvenirs for my family and co-workers.

ABOUT NIKE

ABOUT NIKE

Nike was founded by Phil Knight, a middle-distance runner and accounting student at the University of Oregon, with his coach Bill Bowerman Phil in January 1964 in Oregon, USA.

Their love for sport, sports shoes and clothing technology decided to make a joint effort. Originally nike known as Blue Ribbon Sports who do business to be a shoe importer from Japan, Japan Onitsuka Tiger.

In 1971 they managed to create shoes sendrir with a lighter advantage with outsole that has a form like a waffle. In 1979 launched the Nike Air technology. This technology further strengthens their brand among other competitors. In 1980 their Brand became more popular, and in 1982 became the No. 1 supplier for training shoes / sports in America. In 2000 nike was accepted with open arms by the whole world.

Phil and Bill name their products as "nike" because they contain the meaning of victory that in Greek mythology means the goddess associated with victory and success.
Nike one of the production in Indonesia that is in Balaraja, Tanggerang by PT Adis Dimension Footwear. For raw materials 50% still imported from other countries. Like synthetic rubber imported from Japan, South Korea and China. For natural rubber comes from Indonesia and Malaysia.

Nike has employed over 44,000 people worldwide and their trademark is estimated at USD 10 billion. Until now, nike is still very popular in the world of sports such as football, tennis, and basketball, which is not only interested by adults but also children.

Source :

https://www.kaskus.co.id/thread/538ea59cbccb17f3058b45f6/sejarah-berdirinya-nike/

https://futbro.my.id/2016/06/06/asal-usul-dan-sejarah-nike-produsen-sepatu-olahraga-internasional/

https://infosepatu.wordpress.com/2011/04/13/sejarah-berdirinya-perusahaan-nike/

http://www.abc-sepatuterbaru.ga/2016/02/salah-satu-pabrik-pembuat-sepatu-nike.html

PRIVATE MATTERS PLAN

PRIVATE MATTERS PLAN

2 more years, I will graduate from POLINES. I must prepare myself for my future. I must have a good plan to reach what I aspire to.

When, I was 10 yeras old, I aspire to work in big companies. Be an office person with a comfortable and beautiful workplace. After I grew up, my ideals were fixed on the Directorate General of Taxes. So, after I graduate from POLINES.I will try to apply for the Directorate General of Taxes.

I am also eager to be able to continue my master degree with my own work money and choose the majors that I really interest, namely Accounting

Among a series of plans, my biggest plan after graduation was the happening of my parents. By dispatching them to the hajj, and hopefully they can take a trip out of the country and feel the chill of snow.

Explainer: What Is Islamic Banking ? RIVIEW

By : NISFAKHUL AZIZI / PS IA / 4.42.16.0.19

                    

When Islamic banking was first developed in the 1970s in the Persian Gulf states, its customers were almost exclusively observant Muslims who wanted a banking system that complied with their religious values. These include prohibitions against lending money with interest, which is defined as usury. But today, Islamic banking is getting wider attention, including among non-Muslims. That is because Islamic banks, which are open to people of all faiths, have largely survived the global economic crisis intact.

In practice,  Islamic banks are often more conservative in their commercial activities than ordinary banks. Their prohibitions against interest-bearing loans, for example, meant they did not buy up the large quantities of bad consumer debt that now burdens Western banks and has threatened many with collapse.

In Sharing Profit, conventional banks, a saver receives a guaranteed interest payment of, for instance, 5 percent in exchange for keeping money in the institution. In Islamic banks, savers can earn the same amount but instead of receiving it as interest, they do so by sharing in the profits of the bank. If in a bad year, the Islamic bank might not pay a profit share, whereas a conventional bank is contractually bound to pay customers the promised interest rate. This is making sharia banking can survive better than comecial banking in crisis

Like conventional banks, Islamic banks make their profits by loaning money to customers. But whereas a bank loans with interest, Islamic banks do so through buy-and-sell transactions.

However, just as with conventional banking, there is nothing about Islamic banking that by itself guarantees that its commercial transactions are risk-free.

Banks can still face problems when the parties to whom they provide money are unable to fully pay back the sums. And, if an individual Islamic bank's owners are high risk-takers, they can still make bad investment choices, which can end in bankruptcy for the institution.

Many Islamic banks try to guard against such pitfalls by setting formal limits on how much risk they take.

many sharia banks using the name of sharia, but in application operations using conventional principles, just to increase profits
However, the scholars hold Islamic banks as a measure to keep people from usury
Now, sharia banking is growing very rapidly and many banks have established Islamic banks in the world including Europe and the United States